Residential Insurance

Tradition Mutual provides home insurance solutions to protect your property, belongings, and liability—whether you own, rent, or manage seasonal homes.

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Our Residential Coverage

A modern house with a garage, representing insurance for homeowners.

Homeowners Insurance

Our Homeowners Insurance is designed to provide premium, comprehensive and standard coverage for your primary residence, property and possessions.
Mutiple residential units in a building, symbolizing tenants' insurance.

Tenants Insurance

Our Tenants Insurance provides comprehensive and standard protection for your personal belongings and liability coverage in case of accidents or damage in your rented space.
A row of contemporary houses, symbolizing coverage for condominiums.

Condo Insurance

Our Condo Insurance provides comprehensive and standard coverage to protect your personal property and provide liability coverage for the Condo that is your primary residence.
A modern single-story house with a brown roof, garage, and well-maintained lawn, representing secondary homeowners' insurance

Secondary Homeowners Insurance

Our Secondary Homeowners Insurance provides coverage for a residence that is 4 seasons and is regularly occupied at least once per quarter.
A house with a red roof in a scenic area, representing insurance for seasonal dwellings

Seasonal Dwelling Insurance

Our Seasonal Dwelling Insurance provides standard and comprehensive coverage for a dwelling designed for use in 2 or 3 seasons a year.
A white house with a well-maintained lawn, symbolizing comprehensive insurance for rented dwellings

Rented Dwelling Insurance

Our Rented Dwelling Insurance provides standard and comprehensive coverage for a dwelling building that you own and rent to others.

Why Choose Tradition Mutual?

Your Home. Your Space. Our Protection.
1.

Comprehensive Coverage Options

We offer a wide range of coverage to protect your primary, secondary, seasonal and rental homes.

2.

Personalized Policies

We tailor our residential insurance plans to fit your unique needs, ensuring you get the right protection at a competitive price.

3.

Trusted Customer Support

Our dedicated team is always available to provide expert advice, guide you through the claims process.

4.

Trusted Customer Support

Our dedicated team is always available to provide expert advice and guide you through the claims process.

What Does Our Residential Insurance Cover?

Home Protection

Our residential insurance covers damage to your home caused by fire, storms, vandalism, and other covered perils, ensuring your property is safeguarded.

Liability Coverage

Our policies include liability coverage that protects you if someone is injured on your property or if you cause accidental damage to others’ property.

Personal Belongings

We provide coverage for your personal items such as furniture, electronics, and clothing, offering financial protection against theft, damage, or loss.

Detached Structures

We also cover external structures such as garages, sheds, and fences, protecting your investments outside of the main dwelling.

Theft and Break-ins

We offer coverage for theft or break-ins, including personal property loss, ensuring that you’re compensated for stolen goods or property damage.

Accidental Damage

Our residential insurance includes coverage for unintentional damage to your property, ensuring you are protected from unforeseen incidents.

Request a Quote 

Fill out the form below to receive a quote on your Residential Insurance.

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    Disclaimer: The content on this page is for informational purposes only and does not constitute a contract, offer, or guarantee of coverage. For policy details and advice, please contact your insurance provider.

    Important Notice – Canada Post Strike

    We understand the issues that could arise during the current Canada Post strike. If you recently sent a payment in through Canada Post, and feel it may be stuck in transit, please reach out to your agent or broker to discuss alternate arrangements.

    Should you wish to make a payment through alternative means, please consider one of the following:

    • Through your online bill payments through your bank account (we do not accept e-transfers at this time)
    • Drop it off at our office during our business hours of 8:30am to 4:30pm Monday to Friday
    • You can pay by credit card, debit card, cash, or cheque at our office
    • Or contact your agent or broker to get set up on preauthorized payments

    If you need further assistance or wish to receive correspondence regarding your policy through email, please contact your agent or broker.

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