Redefining Protection, One Policy at a Time

At Tradition Mutual, we simplify insurance for you, offering clear, comprehensive coverage for farms, automobile, businesses and properties. With a legacy of 145 years, we provide safety, security, and certainty to our policyowners in an unpredictable world. Find a representativeContact us

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Hassle free claims—just complete our quick form.

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Mutual insurance policyholder owned company in Ontario

Find Coverage You Can Count On ​

Auto Insurance

Whether you drive a pick-up, an SUV, a motorcycle, or a recreational vehicle we’re committed to offering you coverage options tailored to your needs- all at great rates!

Residential Insurance

Whether you own or rent, we can help you build an insurance policy that covers everything you own and value and protects both your physical property and your personal liability. 

Farm  Insurance

Our extensive coverage includes buildings, machinery, livestock, crops, and income protection for large farming operations, hobby farms as well as cash crop business. 

Commercial  Insurance

We tailor coverage that protects both the physical assets of your business and the income from losses due to unforeseen events. 
Farmers standing together on a farm with tools, representing farm insurance coverage in Ontario | Smiling couple with a new car, representing auto insurance coverage in Ontario | Homeowners standing outside modern house, representing home insurance in Ontario

Coverage That Supports Your Journey

At Tradition Mutual, we simplify insurance for you, offering clear, comprehensive coverage for farms, automobile, businesses and homes. When you choose us, you’re not just a policyholder—you’re an owner, and your needs come first. Backed by Ontario Mutuals, one of the strongest financial networks globally, we deliver the stability and security you deserve. Trust Tradition Mutual for insurance that’s built around you.

The Tradition Mutual Advantage

Experience the Mutual difference: personal service right here in our community with coverage you need, at prices you can afford. A local view does mean better insurance. We live in our community and believe in investing within the communities we serve. If you have an insurance policy with us, you are a policyholder and an owner. At Tradition Mutual, you are the most important part of your policy. 

Good neighbours, better world

At Tradition Mutual, we do more than provide insurance—we invest in people,
communities, and the environment.

Tradition Mutual team presenting a community donation cheque

Community

We believe in giving back, supporting local initiatives, and building a stronger, safer future together. See what we’re doing
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Environment

We’re committed to eco-friendly practices, reducing our footprint, and supporting a greener, more sustainable future. See what we’re doing
Logos of Tradition Mutual broker partners including St. Marys Insurance Group, Zehr Insurance Brokers, and Strong Roots Insurance Brokers

Partnerships

Our dedicated broker partners provide expert guidance, ensuring your coverage comes from people who know your community. See what we’re doing
Diverse group of young professionals representing career opportunities at Tradition Mutual Insurance

Careers

We are always on the lookout for motivated, energetic, people who share our values. See what we’re doing

Already a Policy Holder?

Learn more about how Tradition Mutual has made managing your policy quick and
hassle-free. Need to make a claim? Our streamlined process ensures fast, simple, and
stress-free service whenever you need it.

Make a Claim Online

Submit your claim online in minutes with a simple, step-by-step process. Just fill out our “Report a claim” form and get back to your day knowing we’ve got you covered. Make a Claim

Customize Your Insurance

You’re unique, and your insurance should be too. Our customizable packages let you build the perfect coverage to fit your needs, giving you protection that truly works for you.

Get Expert Advice

Get expert support to navigate your policy with clarity and confidence. We’re here to help you understand the details and find the right coverage for your needs. Find a representative

Important Notice – Canada Post Strike

We understand the issues that could arise during the current Canada Post strike. If you recently sent a payment in through Canada Post, and feel it may be stuck in transit, please reach out to your agent or broker to discuss alternate arrangements.

Should you wish to make a payment through alternative means, please consider one of the following:

  • Through your online bill payments through your bank account (we do not accept e-transfers at this time)
  • Drop it off at our office during our business hours of 8:30am to 4:30pm Monday to Friday
  • You can pay by credit card, debit card, cash, or cheque at our office
  • Or contact your agent or broker to get set up on preauthorized payments

If you need further assistance or wish to receive correspondence regarding your policy through email, please contact your agent or broker.

    Tradition Mutual AGM

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      Payment Notification

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