Auto Insurance

Tradition Mutual provides tailored auto insurance with essential coverage and optional add-ons, backed by trusted, community-first service.

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Our Auto Coverage

A family car parked, representing standard auto insurance coverage for everyday vehicles.

Car Insurance

Our Car Insurance combines Ontario’s mandatory coverage with customizable options like enhanced accident benefits, roadside assistance, and rental vehicle protection.
A row of vans, symbolizing insurance options for commercial fleet vehicles.

Fleet Insurance 

Our Fleet Insurance is designed to protect your business vehicles, drivers, and operations with coverage for liability protection, physical damage coverage, and optional add-ons.
A woman by an open RV with chairs, surrounded by pine trees and a bicycle, representing insurance coverage for recreational vehicles.

Recreational Vehicle Insurance 

Our Recreational Vehicle Insurance is designed to protect your RV, camper, or trailer against unexpected events like accidents, theft, and damage.
A motorcycle on a road, representing specialized coverage for motorbikes.

Motorcycle Insurance 

Our Motorcycle Insurance provides mandatory liability and accident benefits coverage with options for enhanced protection like comprehensive collision and rider-focused add-ons.

Why Choose Tradition Mutual?

Your Vehicle. Your Journey. Our Coverage.
1.

Local Expertise

We understand your community and tailor coverage to fit your lifestyle.

2.

Comprehensive Protection

From cars to RVs, get reliable coverage for all your vehicles.

3.

Flexible Coverage

Choose plans that match your vehicle use and adjust deductibles, limits, and features to suit your situation.

4.

Fast Claims Service

We’re here when you need us, with responsive, efficient claims support. 

What Does Our Auto Insurance Cover?

Collision Coverage

Covers damage to your vehicle caused by a collision with another car or object and helps you repair or replace your vehicle quickly.

Liability Protection

Covers injury or damage you cause to others while driving. Essential for financial and legal protection on the road.

Accident Benefits

Helps with medical expenses, rehabilitation, and income replacement after an accident. Supports you and your passengers’ recovery.

Uninsured Motorist Coverage

Protects you if you’re involved in an accident with an uninsured or hit-and-run driver and ensures you’re not left covering the costs.

Direct Compensation – Property Damage (DCPD)

Covers damage to your vehicle and its contents when another driver is at fault, provided the accident occurs in Ontario.

Comprehensive Coverage

Covers losses from non-collision incidents such as theft, fire, vandalism, or natural disasters.

Request a Quote 

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    Disclaimer: The content on this page is for informational purposes only and does not constitute a contract, offer, or guarantee of coverage. For policy details and advice, please contact your insurance provider.

    Important Notice – Canada Post Strike

    We understand the issues that could arise during the current Canada Post strike. If you recently sent a payment in through Canada Post, and feel it may be stuck in transit, please reach out to your agent or broker to discuss alternate arrangements.

    Should you wish to make a payment through alternative means, please consider one of the following:

    • Through your online bill payments through your bank account (we do not accept e-transfers at this time)
    • Drop it off at our office during our business hours of 8:30am to 4:30pm Monday to Friday
    • You can pay by credit card, debit card, cash, or cheque at our office
    • Or contact your agent or broker to get set up on preauthorized payments

    If you need further assistance or wish to receive correspondence regarding your policy through email, please contact your agent or broker.

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