At Tradition Mutual, we simplify insurance for you, offering clear, comprehensive coverage for farms, automobile, businesses and properties.

Who We Are

We are community driven. We are client centric. We are experts in insurance.

Community Driven

We live in the community we work with.  We firmly believe that a local view means better insurance.

Client Centric

We provide personalized coverage plans as per the needs of our client, be it farm, auto, residential or commercial insurance.

Experts

We have expertise in providing mutual insurance, spanning over 145 years in the St. Mary’s, Stratford, Mitchell and Perth and Huron counties.

Canadian family enjoying time together, reflecting local insurance support | Young family on poultry farm showing insurance protection for farms | Workers in a warehouse showing insurance coverage for businesses

Our Purpose

As a mutual insurance company, our sole purpose is providing insurance to the community. We are:

100 percent Canadian and 100 percent local

Owned collectively by its policyholders

An expert in the area

Your Neighbour – we live in the communities we serve

What We Offer

We design mutual insurance packages with our clients in mind, so they get the
coverage that suits them and their needs.
Couple driving safely with auto insurance protection

Auto Insurance

No matter what you drive, we provide customized coverage options.
Homeowners standing outside insured property

Residential Insurance

Whether you’re a homeowner or a renter, we’ll help you create a personalized insurance
Farm owners watching their insurance-covered farm

Farm Insurance

From large-scale farms to hobby operations, our comprehensive coverage protects you
Small business owners covered with commercial insurance

Commercial Insurance

We offer tailored insurance solutions to safeguard both your business assets and income

Our Mission and Vision

Mission

Our mission is to deliver exceptional service, building long-term relationships, and offer peace of mind through coverage tailored to our members’ unique needs.

Vision

Our vision is to be the trusted insurance provider for the communities we work in, known for our integrity, innovation, and members-first approach.

Our History

Spanning over a period of over 145 years, Tradition Mutual has a rich history of safeguarding our policyholders with integrity and personalized service.

Mutual Insurance for all your needs

We provide auto, commercial, residential and farm insurance customized to your needs.

Dedicated Customer Service

We’re committed to delivering exceptional customer care, ensuring you get the support and guidance you deserve.

Community first

We are committed to supporting our policyowners and the communities where they live and work, helping them grow and thrive.

Protection Guaranteed

We offer coverage for your assets and income to make sure you’re always financially protected.

Experience the Tradition Mutual Difference

Farm owners representing coverage for farms

Protection That Works as Hard as You Do

Your peace of mind is our priority. Our expert agents are ready to help you find the right coverage with no hassle—whether you’re ready to commit or just weighing your options.

Important Notice – Canada Post Strike

We understand the issues that could arise during the current Canada Post strike. If you recently sent a payment in through Canada Post, and feel it may be stuck in transit, please reach out to your agent or broker to discuss alternate arrangements.

Should you wish to make a payment through alternative means, please consider one of the following:

  • Through your online bill payments through your bank account (we do not accept e-transfers at this time)
  • Drop it off at our office during our business hours of 8:30am to 4:30pm Monday to Friday
  • You can pay by credit card, debit card, cash, or cheque at our office
  • Or contact your agent or broker to get set up on preauthorized payments

If you need further assistance or wish to receive correspondence regarding your policy through email, please contact your agent or broker.

    Tradition Mutual AGM

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      Payment Notification

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