TRADITION MUTUAL INSURANCE OFFERS FLEXIBLE INSURANCE
WITH HOME-TOWN HEART
At Tradition Mutual, we are here to bring safety, security and certainty to our policyowners in an unpredictable world. We know you, and you know us on a personal basis. We have integrity and stability earned over a 145 plus year history St. Mary’s, Stratford, Mitchell and Perth and Huron counties. We live in our community and believe in investing within the communities we serve. If you have an insurance policy with us, you are a policyholder and an owner. At Tradition Mutual, you are the most important part of your policy.
We are a proud member of the Ontario Mutuals
Our roots as a company started with Farm Insurance, which is still our focus but we offer a wide variety of complementary types of insurance, including:
- Automobile
- Residential including homeowner, tenant and condominium packages
- Expanded Farm Products including livestock, Farmers Accident, and more
- Seasonal homes
- Commercial insurance
- Church insurance
Tradition is a mutual insurance company. That means our sole purpose is providing insurance to the community. Tradition is:
- 100 percent Canadian and 100 percent local
- Owned collectively by its policyholders – people just like you
- An expert in the area
- Your neighbour – we live in the communities we serve.
It’s your insurance – own it!
The difference between mutual insurance and other insurance is ownership. As a mutual insurance policyholder, you are also an owner. That means insurance premiums stay in the community where they belong. And unlike large, multinational companies who have shareholders to please, mutual insurance companies act only in the best interests of their policyholders.
Here’s one example. Insurance is about planning for the worst. But if the worst doesn’t happen, you might have some money left over. In a shareholder-owned insurance company, they call that money ‘profits.’ In a mutual insurance company, they call it a policyowner equity. We have provided premium refunds to our policyowners as declared by our board of directors.
Although Tradition is a local company, our strength and stability is backed by Ontario Mutuals, a partnership of more than 40 mutual insurance companies across Ontario. Together, we make up one of the strongest financial networks in the world.
Our History
April 21, 1884
Downie Mutual Opened
In the small village of St. Pauls, Ontario on April 21st, 1884 Downie Mutual open its doors. The first president was James Ballantyne, the first secretary was Peter Smith.
April 17, 1987
Downie Mutual Moved to Sebringville
In 1976 Downie moved from St. Pauls to Sebringville. By 1987, the company had outgrown the office. Buying a plot of land just down the road. On April 17th, 1987 Downie moved into what would be our current office.
September 26, 2002
Amalgamation
On September 26th, 2002 Downie Mutual and Blanshard Mutual came together to create Tradition Mutual.
March 20, 2015
New Logo was Introduced
